/* ===== WIZARD STEPPER ===== */
.wizard-bar {
  position: relative;
  z-index: 10;
  display: flex;
  justify-content: center;
  padding: 28px 20px 18px;
}

.stepper {
  display: flex;
  align-items: center;
  gap: 0;
  max-width: 600px;
  width: 100%;
}

.step-item {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  transition: opacity .3s;
  white-space: nowrap;
}

.step-item.disabled { pointer-events: none; opacity: .5; }

.step-circle {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 15px;
  border: 2px solid rgba(255,255,255,.35);
  color: rgba(255,255,255,.7);
  background: rgba(255,255,255,.08);
  transition: all .35s ease;
  flex-shrink: 0;
}

.step-item.active .step-circle {
  background: #fff;
  color: #0b63e6;
  border-color: #fff;
  box-shadow: 0 4px 16px rgba(0,0,0,.18);
}

.step-item.done .step-circle {
  background: #03c8a8;
  border-color: #03c8a8;
  color: #fff;
}

.step-label {
  font-size: 14px;
  font-weight: 600;
  color: rgba(255,255,255,.6);
  transition: color .3s;
}

.step-item.active .step-label { color: #fff; }
.step-item.done .step-label   { color: rgba(255,255,255,.85); }

.step-line {
  flex: 1;
  height: 2px;
  background: rgba(255,255,255,.2);
  margin: 0 12px;
  position: relative;
  min-width: 40px;
}

.step-line-fill {
  position: absolute;
  top: 0; left: 0;
  height: 100%;
  width: 0;
  background: #03c8a8;
  border-radius: 2px;
  transition: width .5s ease;
}

.step-line.done .step-line-fill { width: 100%; }

@media (max-width: 640px) {
  .step-label { display: none; }
  .stepper { justify-content: center; }
  .step-line { min-width: 30px; margin: 0 8px; }
}

/* ===== WIZARD STEPS ===== */
.wizard-step {
  display: none;
}

.wizard-step.active {
  display: block;
}

/* ===== STEP 1 — Intro ===== */
.intro-section {
  position: relative;
  z-index: 1;
  max-width: 1100px;
  margin: 0 auto;
  padding: 30px 22px 40px;
  display: grid;
  gap: 30px;
  grid-template-columns: 1.1fr .9fr;
  align-items: center;
}

.intro-content { color: #fff; }

.intro-content h1 {
  font-size: clamp(26px, 4.5vw, 40px);
  font-weight: 800;
  margin: 0 0 16px;
  line-height: 1.15;
}

.intro-content p {
  font-size: 17px;
  line-height: 1.55;
  margin: 0 0 24px;
  color: rgba(255,255,255,.92);
}

.feature-list {
  list-style: none;
  padding: 0;
  margin: 0 0 8px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  color: #fff;
}

.feature-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #03c8a8;
  flex-shrink: 0;
  margin-top: 7px;
}

.feature-list strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  margin-bottom: 2px;
}

.feature-list span {
  font-size: 14px;
  opacity: .85;
  line-height: 1.4;
}

.intro-phone {
  display: flex;
  justify-content: center;
}

.intro-phone img {
  max-width: 280px;
  width: 100%;
  height: auto;
  border-radius: 16px;
  box-shadow: 0 20px 50px rgba(0,0,0,.35);
}

@media (max-width: 860px) {
  .intro-section {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .intro-phone { order: -1; }
  .intro-phone img { max-width: 220px; }
  .feature-list { align-items: center; }
}

/* ===== STEP 2 — Policies ===== */
.policy-section {
  position: relative;
  z-index: 1;
  max-width: 900px;
  margin: 0 auto;
  padding: 20px 22px 40px;
  color: #fff;
}

.policy-section h1 {
  text-align: center;
  font-size: clamp(24px, 4vw, 36px);
  font-weight: 800;
  margin: 0 0 10px;
}

.policy-sub {
  text-align: center;
  font-size: 16px;
  color: rgba(255,255,255,.85);
  margin: 0 0 28px;
}

.policy-card {
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 16px;
  backdrop-filter: blur(8px);
  padding: 28px 24px;
  margin-bottom: 24px;
}

.policy-card h3 {
  font-size: 18px;
  font-weight: 700;
  margin: 0 0 16px;
}

.policy-card figure {
  margin: 0 0 20px;
  border-radius: 12px;
  overflow: hidden;
}

.policy-card figure img {
  width: 100%;
  display: block;
  border-radius: 12px;
}

.policy-confirm {
  font-size: 20px;
  font-weight: 700;
  margin: 0 0 16px;
  line-height: 1.3;
}

.policy-list {
  list-style: none;
  padding: 0;
  margin: 0 0 20px;
}

.policy-list li {
  position: relative;
  padding: 10px 0 10px 28px;
  font-size: 15px;
  line-height: 1.5;
  border-bottom: 1px solid rgba(255,255,255,.1);
}

.policy-list li:last-child { border-bottom: none; }

.policy-list li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  top: 10px;
  color: #03c8a8;
  font-weight: 800;
  font-size: 16px;
}

.policy-list a {
  color: #7dd3fc;
  font-weight: 600;
}

.policy-note {
  font-size: 14px;
  color: rgba(255,255,255,.7);
  margin: 0;
  line-height: 1.5;
  padding: 12px 16px;
  background: rgba(255,255,255,.06);
  border-radius: 10px;
  border-left: 3px solid #f59e0b;
}

/* ===== BARRA FLUTUANTE DE NAVEGAÇÃO ===== */
.wizard-float-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 1050;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 14px;
  padding: 14px 22px;
  background: rgba(11, 30, 70, .85);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-top: 1px solid rgba(255,255,255,.12);
  box-shadow: 0 -4px 24px rgba(0,0,0,.25);
}

/* Espaço extra no body para não esconder conteúdo atrás da barra */
body { padding-bottom: 80px; }

/* ===== CELULAR STICKY (etapa 3) ===== */
.col-previsao-sticky {
  position: sticky;
  top: 20px;
  align-self: flex-start;
}

/* ===== Celular reduzido proporcionalmente (sem blur) ===== */
#step3 .col-previsao {
  zoom: 0.75;
  padding-top: 8px !important;
  padding-bottom: 0 !important;
}

#step3 .controles-simulador {
  margin-bottom: 10px !important;
}


/* ===== WIZARD NAV BUTTONS (estilos dos botões) ===== */
.wz-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 36px;
  min-height: 48px;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  transition: all .25s ease;
  text-decoration: none;
}

.wz-btn-back {
  background: rgba(255,255,255,.15);
  color: #fff;
  border: 1px solid rgba(255,255,255,.25);
}

.wz-btn-back:hover {
  background: rgba(255,255,255,.25);
}

.wz-btn-next {
  background: linear-gradient(135deg, #03c8a8, #00b89c);
  color: #fff;
  box-shadow: 0 4px 16px rgba(3,200,168,.3);
}

.wz-btn-next:hover {
  box-shadow: 0 8px 24px rgba(3,200,168,.4);
  transform: translateY(-1px);
}

.wz-btn-submit {
  background: linear-gradient(135deg, #03c8a8, #00b89c);
  color: #fff;
  box-shadow: 0 4px 16px rgba(3,200,168,.3);
  font-size: 16px;
  padding: 14px 44px;
}

.wz-btn-submit:hover {
  box-shadow: 0 8px 24px rgba(3,200,168,.4);
  transform: translateY(-1px);
}

.wz-btn:disabled {
  opacity: .5;
  cursor: not-allowed;
  transform: none !important;
}